Section § 16000

Explanation

This law requires drivers involved in an accident in California resulting in over $1,000 in property damage, injury, or death to report the incident to the Department of Motor Vehicles (DMV) within 10 days. The report must include the names and addresses of those involved, especially if they were injured. However, vehicles owned or used by the government are exempt from this reporting requirement.

If no one reports the accident within a year, the DMV does not have to file a report, and related driver’s license suspension rules don't apply. This rule has been in effect since January 1, 2017.

(a)CA Vehicle Code § 16000(a) The driver of a motor vehicle who is in any manner involved in an accident originating from the operation of the motor vehicle on a street or highway, or is involved in a reportable off-highway accident, as defined in Section 16000.1, that has resulted in damage to the property of any one person in excess of one thousand dollars ($1,000), or in bodily injury, or in the death of any person shall report the accident, within 10 days after the accident, either personally or through an insurance agent, broker, or legal representative, on a form approved by the department, to the office of the department at Sacramento, subject to this chapter. The driver shall identify on the form, by name and current residence address, if available, any person involved in the accident complaining of bodily injury.
(b)CA Vehicle Code § 16000(b) A report is not required under subdivision (a) if the motor vehicle involved in the accident was owned or leased by, or under the direction of, the United States, this state, another state, or a local agency.
(c)CA Vehicle Code § 16000(c) If none of the parties involved in an accident has reported the accident to the department under this section within one year following the date of the accident, the department is not required to file a report on the accident and the driver’s license suspension requirements of Section 16004 or 16070 do not apply.
(d)CA Vehicle Code § 16000(d) This section shall become operative on January 1, 2017.

Section § 16000.1

Explanation

This law defines what counts as a 'reportable off-highway accident' in California. It refers to accidents that happen off of streets or highways, involve a registrable vehicle, and either cause more than $1,000 in property damage to one person, result in injuries, or cause death. However, if such an accident only damages the vehicle owner's property without causing any injuries or deaths, it doesn't count as 'reportable.'

This rule came into effect on January 1, 2017.

(a)CA Vehicle Code § 16000.1(a) For purposes of this division, a “reportable off-highway accident” means an accident that includes all of the following:
(1)CA Vehicle Code § 16000.1(a)(1) Occurs off the street or highway.
(2)CA Vehicle Code § 16000.1(a)(2) Involves a vehicle that is subject to registration under this code.
(3)CA Vehicle Code § 16000.1(a)(3) Results in damages to the property of any one person in excess of one thousand dollars ($1,000) or in bodily injury or in the death of any person.
(b)CA Vehicle Code § 16000.1(b) A “reportable off-highway accident” does not include any accident that occurs off-highway in which damage occurs only to the property of the driver or owner of the motor vehicle and no bodily injury or death of a person occurs.
(c)CA Vehicle Code § 16000.1(c) This section shall become operative on January 1, 2017.

Section § 16000.7

Explanation

An 'uninsured motor vehicle' is one that did not have the required financial coverage at the time of an accident, as outlined in another specific section of law.

As used in this division an “uninsured motor vehicle” is a motor vehicle for which financial responsibility as provided in Section 16021 was not in effect at the time of the accident.

Section § 16000.8

Explanation

This law says if you're a driver involved in an accident but can't prove you have car insurance because your insurance agent or broker committed fraud, your driving privileges shouldn't be taken away as long as you meet two conditions. First, you need to show evidence from the Department of Insurance that your agent or broker is being charged with fraud. Second, you must prove you currently have valid car insurance. The goal is to make sure people who are victims of insurance fraud aren't punished for not having insurance when it's the agent or broker's fault.

(a)CA Vehicle Code § 16000.8(a) Notwithstanding any other provision of this chapter, if the failure of the driver of a motor vehicle involved in an accident to prove the existence of financial responsibility, as required by Section 16020, was due to the fraudulent acts of an insurance agent or broker, the department shall terminate any suspension action taken pursuant to Section 16070, when both of the following conditions are met:
(1)CA Vehicle Code § 16000.8(a)(1) The driver provides documentation from the Department of Insurance that the insurance agent or broker has been found to have committed fraud in the transaction of automobile liability insurance, or provides documentation that criminal charges have been filed against the agent or broker due to fraud or theft related to the sale of automobile liability insurances.
(2)CA Vehicle Code § 16000.8(a)(2) The driver furnishes proof to the department that financial responsibility meeting the requirements of Section 16021 is currently in effect.
(b)CA Vehicle Code § 16000.8(b) It is the intent of the Legislature in enacting this section that individuals who are the victims of insurance fraud not be penalized for violating the financial responsibility laws when that violation was due to the fraudulent acts of others. Persons with documented evidence of fraud involving their insurance coverage, such as where an insurance agent accepted the premium payment for coverage but willfully failed to obtain the coverage and led the customer to believe insurance was in effect, should retain their driving privileges provided they give evidence that valid liability insurance is currently in effect.

Section § 16001

Explanation

This law states that if a parked vehicle starts moving on its own and causes an incident, the person who owns the vehicle is considered to be responsible as if they were driving it. This applies if the vehicle was parked with the owner's permission.

If the vehicle involved was a driverless runaway vehicle and was parked with the express or implied permission of the registered owner, the registered owner of the vehicle shall be construed to have been the driver of the vehicle for the purposes of this chapter.

Section § 16002

Explanation

If a driver gets into an accident while driving a vehicle owned or leased by their employer with permission, they must report the accident to their employer within five days. The employer then has ten days to report it to the Sacramento department, unless certain insurance conditions are met.

If the vehicle is part of a publicly owned or operated transit system, the driver has ten days to report the accident to the transit system, which must keep a record and report to the Sacramento department, unless insurance-related exceptions apply.

(a)CA Vehicle Code § 16002(a) If the driver at the time of the accident was driving a motor vehicle owned, operated, or leased by the employer of the driver and with the permission of the employer, then the driver shall within five days after the accident report the accident to his employer on a form approved by the employer. Within 10 days after receipt of the report the employer shall transmit a report on a form approved by the department to the office of the department at Sacramento, except that an employer need not transmit such report when the vehicle involved in the accident is owned or operated as described in Section 16051 or 16052, or is owned or operated by any person or corporation who has filed with the department a certificate of an insurance carrier or surety company that there is in effect a policy or bond meeting the requirements of Section 16056 and when such policy or bond is in force with respect to the vehicle at the time of the accident.
(b)CA Vehicle Code § 16002(b) The driver of a vehicle that is owned or operated by a publicly owned or operated transit system, or that is operated under contract with a publicly owned or operated transit system, and that is used to provide regularly scheduled transportation to the general public or for other official business of the system shall, within 10 days of the occurrence of the accident, report to the transit system any accident of a type otherwise required to be reported pursuant to subdivision (a) of Section 16000. The transit system shall maintain records of any report filed pursuant to this paragraph. Within 10 days after receipt of the report, the transit system shall transmit a report on a form approved by the department to the office of the department in Sacramento, except that a transit system is not required to submit a report when the vehicle involved in the accident is owned or operated as described in subdivision (b) of Section 16000.

Section § 16003

Explanation

This law says that if a driver can't report a car accident because they are physically unable and they don't own the car, then the car's owner must report the accident to the relevant department as soon as they find out about it.

If any driver is physically incapable of making the report, and is not the owner of the motor vehicle involved in the accident, the owner shall, as soon as he learns of the accident, report the matter in writing to the department.

Section § 16004

Explanation

If you don't report a car accident as required, the DMV will suspend your driver's license. The suspension stays until you report the accident or prove you have the necessary insurance. However, if your license is already suspended due to a judgment from the same accident, the DMV won't suspend it again under this rule. If that other suspension is later canceled for reasons other than paying the judgment, the DMV can reinstate the suspension unless you've proven you're financially responsible.

(a)CA Vehicle Code § 16004(a) The department shall suspend the driving privilege of any person who fails, refuses, or neglects to make a report of an accident as required in this chapter.
(b)CA Vehicle Code § 16004(b) A suspension taken under this section shall remain in effect until terminated by receipt of the report of the accident or upon receipt of evidence that financial responsibility as provided in Section 16021 is in effect.
(c)CA Vehicle Code § 16004(c) The driving privilege shall not be suspended under this section, and, if a suspension has been imposed and is in effect under this section, that suspension shall be terminated, if the driving privilege is suspended under Section 16370 or 16381 as the result of a judgment arising out of the same accident for which the report of the accident is required by this section. The department may suspend or reimpose the suspension of the driving privilege of a person under this section if the suspension under Section 16370 or 16381 is later set aside for a reason other than that the person has satisfied the judgment in full or to the extent provided in Chapter 2 (commencing with Section 16250) and has given proof of financial responsibility, as provided in Chapter 3 (commencing with Section 16430).

Section § 16005

Explanation

This section explains that reports related to vehicle accidents, including insurance details, are generally confidential and used by the department or other state departments. However, certain information from these reports can be shared with specific parties upon request. This includes the names and addresses of the people involved, vehicle details, accident specifics, any department suspensions, and insurance information.

People who can access this information are those with a valid interest, like the drivers involved, employers, parents or guardians, accident victims, vehicle or property owners, law enforcement, and courts.

(a)CA Vehicle Code § 16005(a) All reports and supplemental reports required by this chapter including insurance information forms shall be without prejudice to the individual so reporting and shall be for the confidential use of the department and any other state department requiring such information, except that the department shall upon request disclose from the reports:
(1)CA Vehicle Code § 16005(a)(1) The names and addresses of persons involved in the accident.
(2)CA Vehicle Code § 16005(a)(2) The registration numbers and descriptions of vehicles involved in the accident.
(3)CA Vehicle Code § 16005(a)(3) The date, time, and location of the accident.
(4)CA Vehicle Code § 16005(a)(4) Any suspension action taken by the department.
(5)CA Vehicle Code § 16005(a)(5) The names and addresses of insurers.
(b)CA Vehicle Code § 16005(b) The information specified in subdivision (a) may be given to any person having a proper interest therein, including:
(1)CA Vehicle Code § 16005(b)(1) The driver or drivers involved, or the employer, parent, or legal guardian thereof.
(2)CA Vehicle Code § 16005(b)(2) The authorized representative of any person involved in the accident.
(3)CA Vehicle Code § 16005(b)(3) Any person injured in the accident.
(4)CA Vehicle Code § 16005(b)(4) The owners of vehicles or property damaged in the accident.
(5)CA Vehicle Code § 16005(b)(5) Any law enforcement agency.
(6)CA Vehicle Code § 16005(b)(6) Any court of competent jurisdiction.