Compulsory Financial ResponsibilityAccident Reports
Section § 16000
This law requires drivers involved in an accident in California resulting in over $1,000 in property damage, injury, or death to report the incident to the Department of Motor Vehicles (DMV) within 10 days. The report must include the names and addresses of those involved, especially if they were injured. However, vehicles owned or used by the government are exempt from this reporting requirement.
If no one reports the accident within a year, the DMV does not have to file a report, and related driver’s license suspension rules don't apply. This rule has been in effect since January 1, 2017.
Section § 16000.1
This law defines what counts as a 'reportable off-highway accident' in California. It refers to accidents that happen off of streets or highways, involve a registrable vehicle, and either cause more than $1,000 in property damage to one person, result in injuries, or cause death. However, if such an accident only damages the vehicle owner's property without causing any injuries or deaths, it doesn't count as 'reportable.'
This rule came into effect on January 1, 2017.
Section § 16000.7
An 'uninsured motor vehicle' is one that did not have the required financial coverage at the time of an accident, as outlined in another specific section of law.
Section § 16000.8
This law says if you're a driver involved in an accident but can't prove you have car insurance because your insurance agent or broker committed fraud, your driving privileges shouldn't be taken away as long as you meet two conditions. First, you need to show evidence from the Department of Insurance that your agent or broker is being charged with fraud. Second, you must prove you currently have valid car insurance. The goal is to make sure people who are victims of insurance fraud aren't punished for not having insurance when it's the agent or broker's fault.
Section § 16001
This law states that if a parked vehicle starts moving on its own and causes an incident, the person who owns the vehicle is considered to be responsible as if they were driving it. This applies if the vehicle was parked with the owner's permission.
Section § 16002
If a driver gets into an accident while driving a vehicle owned or leased by their employer with permission, they must report the accident to their employer within five days. The employer then has ten days to report it to the Sacramento department, unless certain insurance conditions are met.
If the vehicle is part of a publicly owned or operated transit system, the driver has ten days to report the accident to the transit system, which must keep a record and report to the Sacramento department, unless insurance-related exceptions apply.
Section § 16003
This law says that if a driver can't report a car accident because they are physically unable and they don't own the car, then the car's owner must report the accident to the relevant department as soon as they find out about it.
Section § 16004
If you don't report a car accident as required, the DMV will suspend your driver's license. The suspension stays until you report the accident or prove you have the necessary insurance. However, if your license is already suspended due to a judgment from the same accident, the DMV won't suspend it again under this rule. If that other suspension is later canceled for reasons other than paying the judgment, the DMV can reinstate the suspension unless you've proven you're financially responsible.
Section § 16005
This section explains that reports related to vehicle accidents, including insurance details, are generally confidential and used by the department or other state departments. However, certain information from these reports can be shared with specific parties upon request. This includes the names and addresses of the people involved, vehicle details, accident specifics, any department suspensions, and insurance information.
People who can access this information are those with a valid interest, like the drivers involved, employers, parents or guardians, accident victims, vehicle or property owners, law enforcement, and courts.