Section § 35830

Explanation

This law requires financial institutions to inform applicants, at the time they apply for financial help, about certain prohibitions and their right to a review under specific sections. They must provide the address where complaints can be filed and questions asked. This information should be presented clearly in at least 10-point type and displayed in a place where people can easily see it.

In order to further the purposes of this part, financial institutions shall notify all applicants at the time of written application for financial assistance of the prohibitions enumerated in Chapter 3 (commencing with Section 35810) and of the right of review provided by Section 35820. Such notice shall include the address of the secretary, or the secretary’s designee, and where complaints may be filed and questions may be asked. Such notice shall be in at least 10-point type and shall also be posted in a conspicuous place for public inspection.

Section § 35831

Explanation

This section says that the rules and regulations under this part can't change or invalidate any existing laws about discrimination in lending by banks and other financial institutions. Also, any new rules made under this part cannot oppose the goals of this section.

The provisions of this part, including rules, regulations, guidelines, and orders issued pursuant to this part, shall not affect the validity of any prohibitions or requirements pertaining to the activity of financial institutions that arise from other provisions of law relating to discrimination in lending. Rules, regulations, guidelines, and orders issued pursuant to this part shall not be in any manner contrary to, or inconsistent with, the purposes of this part.

Section § 35832

Explanation

This law means that the rules in this section should be interpreted in a flexible way to achieve their intended goals effectively.

The provisions of this part shall be liberally construed in order to effectuate the purposes of this part.

Section § 35833

Explanation

This section says that if a court finds any specific part of this law invalid, like a sentence or paragraph, it won't affect the rest of the law. The ruling only applies to the particular part and situation that was challenged in court.

If any clause, sentence, paragraph, or part of this part or application thereof to any person, financial institution, or circumstance shall, for any reason, be adjudged by a court of competent jurisdiction to be invalid, such judgment shall not affect, impair, or invalidate the remainder of this part and the application thereof to other persons, financial institutions or circumstances but shall be confined in its operation to the clause, sentence, paragraph, or part thereof directly involved in the controversy in which such judgment shall have been rendered and to the person, financial institution, or circumstance involved.