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Section § 1280

This section defines what qualifies as a 'bank holding company' in California. A company is a bank holding company if it owns or controls at least 10% of the stock or voting power of a domestic bank, or if it can influence the election of the majority of a bank's directors. Additionally, if a company or person is determined by the commissioner to have a controlling influence over a bank's management, it also qualifies. Furthermore, the law includes any company that controls another company fitting this description. However, a trust controlled by or under common control with a title insurance company does not count as a bank holding company.

“Bank holding company” means:

(a) Any person or company which:

(1) Directly or indirectly owns, controls, or holds with power to vote, 10 percent or more of the outstanding stock of any domestic bank, or 10 percent or more of the outstanding stock of any domestic bank together with 10 percent or more of the shares or proxy of shares of any national bank located in California.

(2) Controls in any manner whether by the holding of proxy, or otherwise, the election of a majority of the directors of any domestic bank, or of both any domestic bank and any national bank located in California.

(3) The commissioner determines, after reasonable notice and opportunity for hearing, directly or indirectly exercises, or has power to exercise, a controlling influence over the management and policies of any domestic bank, or of both any domestic bank and any national bank located in California.

(b) Any company which controls in any manner any company which is or becomes a bank holding company by virtue of this chapter.

(c) Bank holding company does not include a trust company controlled by or under common control with a title insurance company.

bank holding company domestic bank stock ownership voting power director election controlling influence management control proxy control national bank commissioner's determination trust company title insurance company California banks financial influence company control

(Added by Stats. 2011, Ch. 243, Sec. 3. (SB 664) Effective January 1, 2012.)

Section § 1281

Bu bölüm, “Şirket” terimini, resmi şirketler olsun veya olmasın, çeşitli türdeki ticari işletmeleri kapsayacak şekilde geniş bir şekilde tanımlar. Şirketlerden ve tröstlerden ortaklıklara ve örgütlü gruplara kadar her şeyi kapsar.

“Şirket”, herhangi bir yerli veya yabancı şirket, oylama tröstü, iş tröstü, sınırlı ortaklık, ortaklık fonu, ortak hisse senedi şirketi, dernek, sendikat, örgütlü kişi grubu veya benzeri bir kuruluş veya grup anlamına gelir; tüzel kişiliği olsun veya olmasın.

ticari işletmeler şirketler oylama tröstü iş tröstü sınırlı ortaklık ortaklık fonu ortak hisse senedi şirketi dernek sendikat örgütlü grup yabancı şirket yerli şirket kuruluş tüzel kişiliği olmayan grup

(Added by Stats. 2011, Ch. 243, Sec. 3. (SB 664) Effective January 1, 2012.)

Section § 1282

[TL: This law defines what a 'subsidiary' is in relation to a bank holding company. A subsidiary is any company where the bank holding company owns or controls 10% or more of the voting shares, controls the majority of the company's board of directors, or owns 10% or more of the legal or beneficial ownership through direct or indirect means.]

[TL: “Subsidiaries,”] [TL: with respect to a specified bank holding company,] [TL: means:]

(a) [TL: Any company 10 percent or more of whose voting securities are directly or indirectly owned or controlled by such bank holding company;]

(b) [TL: Any company a majority of whose directors are controlled in any manner by such holding company;]

(c) [TL: Any company 10 percent or more of whose voting securities are held by trustees or nontrustees for the benefit of the stockholders, shareholders, or members of such holding company; or]

(d) [TL: Any company 10 percent or more of the legal or beneficial ownership of which is directly or indirectly owned or controlled by such holding company.]

[TL: bank holding company] [TL: subsidiary] [TL: voting securities] [TL: ownership control] [TL: board of directors] [TL: shareholders] [TL: stockholders] [TL: controlled company] [TL: trustees] [TL: indirect ownership] [TL: beneficial ownership] [TL: financial companies] [TL: corporate structure]

(Added by Stats. 2011, Ch. 243, Sec. 3. (SB 664) Effective January 1, 2012.)

Section § 1283

Komisyoner, banka holding şirketlerinden ve iştiraklerinden, kendi sorumlulukları için önemli olan konularda raporlar isteyebilir. Bu raporlar, yeminli olarak da dahil olmak üzere herhangi bir biçimde talep edilebilir.

banka holding şirketi iştirakler komisyoner sorumlulukları finansal raporlar yetki alanı yemin biçim gereksinimleri gerekli raporlar uygun konular raporlama yükümlülükleri denetim yetkisi finansal düzenleme düzenleyici uyum iştirak raporlaması düzenleyici yetki alanı

(Added by Stats. 2011, Ch. 243, Sec. 3. (SB 664) Effective January 1, 2012.)

Section § 1284

Sheria hii inamruhusu kamishna kukagua kampuni mama za benki na kampuni zao tanzu ili kuhakikisha utii wa sheria. Ukaguzi huu unaweza kufanywa na timu ya kamishna mwenyewe au wahasibu huru. Badala ya kufanya ukaguzi mpya, kamishna anaweza kukubali ukaguzi uliofanywa na mashirika ya shirikisho au mashirika mengine ya serikali. Ikiwa kamishna atatumia wafanyakazi wake mwenyewe kwa ukaguzi, kampuni mama ya benki lazima ilipe dola 200 kwa siku kwa kila mkaguzi pamoja na gharama za usafiri ikiwa mkaguzi anahitaji kusafiri nje ya jimbo. Ikiwa wahasibu huru watatumiwa, kampuni lazima ilipe ada zao ndani ya siku kumi baada ya kupokea taarifa ya malipo.

kampuni mama za benki kampuni tanzu ukaguzi wa kamishna wahasibu huru wa umma ukaguzi wa wakala wa shirikisho ukaguzi wa wakala wa jimbo ada za ukaguzi ada ya kila siku ya mkaguzi gharama za usafiri ukaguzi wa utii wajibu wa malipo usimamizi wa kifedha ukaguzi wa majimbo mbalimbali ada za wahasibu malipo baada ya kupokea taarifa

(Added by Stats. 2011, Ch. 243, Sec. 3. (SB 664) Effective January 1, 2012.)

Section § 1285

Undang-undang ini menyatakan bahwa ketika sebuah perusahaan perwalian dikendalikan oleh atau berbagi kendali dengan perusahaan asuransi hak milik, komisioner harus bekerja sama dengan Komisioner Asuransi untuk membuat aturan inspeksi dan pemeriksaan perusahaan-perusahaan ini. Inspeksi ini akan mengikuti ketentuan tertentu dari Kode Asuransi.

Dengan hormat kepada perusahaan perwalian yang dikendalikan oleh atau di bawah kendali bersama dengan perusahaan asuransi hak milik, komisioner, bekerja sama dengan Komisioner Asuransi, harus mengadopsi aturan dan regulasi yang wajar untuk pelaksanaan inspeksi dan pemeriksaan yang diizinkan oleh Bagian 1282 dan 1284. Setiap pemeriksaan atau inspeksi tersebut harus dilakukan sesuai dengan ketentuan Pasal 4.7 (dimulai dengan Bagian 1215) dari Bab 2 Bagian 2 Divisi 1 dari Kode Asuransi.

perusahaan perwalian perusahaan asuransi hak milik komisioner asuransi aturan inspeksi regulasi pemeriksaan kendali ketentuan Kode Asuransi pemeriksaan perusahaan kerja sama Bagian 1215 Pasal 4.7 kendali bersama perusahaan perwalian dan asuransi pelaksanaan inspeksi regulasi keuangan

(Added by Stats. 2011, Ch. 243, Sec. 3. (SB 664) Effective January 1, 2012.)

Section § 1286

Esta sección aclara que el comisionado no puede exigir informes ni realizar exámenes a un banco nacional si esto va en contra de la ley federal.

Nada en este capítulo se interpretará como que autoriza al comisionado a exigir informes de un banco nacional o a examinar un banco nacional en contravención de la ley federal.

autoridad del comisionado banco nacional cumplimiento de la ley federal límites de examen bancario requisitos de informes jurisdicción estatal vs federal supervisión bancaria restricciones de regulación financiera poderes del comisionado estatal regulaciones de bancos nacionales

(Added by Stats. 2011, Ch. 243, Sec. 3. (SB 664) Effective January 1, 2012.)

Section § 1287

Undang-undang ini menyatakan bahwa batasan tingkat bunga dalam Konstitusi California tidak berlaku untuk pinjaman dan aktivitas keuangan yang melibatkan perusahaan induk bank atau anak perusahaan mereka yang bukan bank. Ini mengakui mereka sebagai kelas pengecualian khusus berdasarkan kewenangan konstitusional. Namun, perusahaan-perusahaan ini tetap harus mematuhi semua undang-undang lain yang mengatur aktivitas bisnis mereka.

Berdasarkan kewenangan yang tercantum dalam Bagian 1 Pasal XV Konstitusi California, pembatasan tingkat bunga yang tercantum dalam Bagian 1 Pasal XV Konstitusi California tidak berlaku untuk setiap kewajiban, pinjaman yang dibuat atau diatur oleh, atau penangguhan yang dilakukan atau diatur oleh, perusahaan induk bank atau anak perusahaan perusahaan induk bank yang bukan bank. Sebagaimana digunakan dalam bagian ini, istilah “perusahaan induk bank” dan “anak perusahaan” berarti perusahaan induk bank atau anak perusahaan sebagaimana didefinisikan dalam Bab 17 (dimulai dengan Bagian 1841) dari Judul 12 Kode Amerika Serikat.

Bagian ini menciptakan dan mengesahkan kelas orang yang dikecualikan berdasarkan Bagian 1 Pasal XV Konstitusi. Bagian ini tidak membebaskan perusahaan induk bank atau anak perusahaan perusahaan induk bank dari kepatuhan terhadap semua ketentuan hukum lain yang berlaku yang mengatur bisnis perusahaan-perusahaan ini.

Bagian ini tidak membebaskan perusahaan induk bank atau anak perusahaannya dari kepatuhan terhadap semua undang-undang atau peraturan lain yang mengatur bisnis di mana perusahaan induk bank atau anak perusahaan tersebut terlibat.

perusahaan induk bank pengecualian tingkat bunga anak perusahaan Pasal XV kewenangan konstitusional Konstitusi California aktivitas keuangan pengaturan pinjaman penangguhan anak perusahaan non-bank Bab 17 Judul 12 Kode Amerika Serikat kepatuhan regulasi bisnis kelas pengecualian regulasi keuangan undang-undang perbankan

(Added by Stats. 2011, Ch. 243, Sec. 3. (SB 664) Effective January 1, 2012.)