Article 6Extinction of Liens
Section § 1798.24
This law restricts government agencies from sharing personal information that can directly link back to an individual, except under specific circumstances. These include when the person consents in writing, when sharing with someone legally authorized to act on the individual's behalf, or when needed for official duties. Information can also be shared with other agencies if it's necessary for those agencies to perform their legal duties and is related to the initial purpose of gathering the information. Additional exceptions include legal obligations like subpoenas or law enforcement needs, and with researchers or educational institutions under strict guidelines. The law ensures that any data shared for research purposes must be done with robust privacy protections.
Section § 1798.24a
This law permits the sharing of certain information with local government entities or officials if it's needed to evaluate a potential concessionaire—a person or group seeking permission to operate a business on public land. The disclosure can only happen if there’s a written request to a law enforcement agency, and it should involve criminal history information limited to actual convictions.
Section § 1798.24b
This law requires that certain personal information be shared with a state-appointed agency responsible for protecting the rights of people with disabilities. This information includes name, address, and phone number, among other identifiers. The purpose is to allow the agency to investigate possible abuse or neglect and access necessary records. This disclosure is required despite privacy protections in other laws.
Section § 1806.1
If a buyer pays money toward a contract or installment account, and they don't know that the contract is being or will be assigned to someone else, their obligation to pay is considered fulfilled by that payment, as long as it's made to the last person they know holds the contract.
Section § 1806.2
If you have a contract where payments are recorded in a passbook or payment book, you can ask for a detailed statement showing what you still owe. You can request this once a year for free, but if you need more, it will cost no more than a dollar each time. This must be done within a year of the last payment.
Section § 1806.3
If you have a contract and decide to pay off the money you owe early, you can do so without any penalty. There are rules about what happens to any leftover finance charge, which depends on how it was calculated. If it was calculated based on all interest upfront, you may get a refund for the part you didn't use. If it was calculated on simple interest, you pay what you owe up to that point. Also, if the contract ends early because of things like giving back the item you bought, repossession, or legal judgments, your remaining debt is determined the same way. This rule doesn't stop any other late fees allowed by law from being collected.
Section § 1806.4
Once a buyer has paid off everything they owe on a contract, they can ask to get proof that their debt is fully paid, and any security interest in the goods tied to the contract is released. The holder of this contract has to provide this proof, either by mail or delivery, to the buyer's last known address.
Section § 2355
This law explains that an agency relationship ends in certain situations. It can end when it's supposed to by time limit, if the agency's purpose no longer exists, if the agent dies, if the agent decides to quit, or if the agent becomes unable to perform their duties.
Section § 2356
This law outlines when an agent's power is terminated unless their authority is linked to an interest in the subject. The agent's power ends if the principal revokes it, dies, or becomes unable to make contracts. However, if someone unknowingly makes a deal with the agent, that deal is still valid. Additionally, this section does not affect other legal sections and any conflicts with voting proxies will defer to other laws.
Section § 2357
This section talks about situations where someone (a 'principal') is missing and how others should handle knowledge about the principal. If the principal is declared missing, people are considered unaware of the principal's death or loss of ability to make decisions until they receive official notice about the principal's status. They also are considered unaware of any actions by the principal to cancel any decisions or agreements made before going missing.
Section § 2909
This section explains that a lien is considered an additional or secondary obligation connected to the main duty or act it secures. Whether or not someone is directly responsible for fulfilling that main obligation, the lien can be removed in the same way other secondary obligations might be.
Section § 2910
Section § 2911
In California, a lien (a legal claim on property to secure a debt or obligation) expires after a certain period. This occurs when either the time to take legal action on the main debt runs out, or when public officials can sell property to pay for certain public projects ends, whichever is later. Generally, liens tied to public improvements are assumed to end after four years from the due date of the assessment or bond, or after January 1, 1947, depending on which is later. After this period, the lien is considered gone, especially for someone who buys the property in good faith and pays for it.
Section § 2912
This law means that if you complete only part of the work that was secured by a lien, the lien still stays on the entire property. It doesn't matter if the property can be divided into parts.
Section § 2913
If someone is holding onto a piece of property because they have a claim (lien) on it and they decide to give it back to the owner out of their own free will, that claim on the property is usually canceled. Even if they make another agreement, the claim is still canceled if other people, like creditors or new buyers who didn't know about the first agreement and paid for the property, come into the picture.
Section § 2914
This law section simply states that the rules in this chapter do not apply to any deal or security interest that falls under the rules of the Uniform Commercial Code (UCC).